<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress/2.2" -->
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	>

<channel>
	<title>Colm's columns</title>
	<link>http://colmrapple.com</link>
	<description>Colm Rapple's articles on economics, business, finance, social affairs</description>
	<pubDate>Tue, 24 Aug 2010 17:14:05 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.2</generator>
	<language>en</language>
			<item>
		<title>Politicians are still reluctant to tackle our expensive, inefficient and self-regulated legal system</title>
		<link>http://colmrapple.com/?p=135</link>
		<comments>http://colmrapple.com/?p=135#comments</comments>
		<pubDate>Sun, 22 Aug 2010 17:09:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Consumer protection]]></category>

		<category><![CDATA[Economics]]></category>

		<guid isPermaLink="false">http://colmrapple.com/?p=135</guid>
		<description><![CDATA[Colm Rapple
Irish Mail on Sunday, August 22, 2010
Ireland has one of the most expensive legal systems in the developed world. It’s almost twice as expensive to enforce a business contract through the Irish courts as it is in the US according to a World Bank survey conducted last year. The process is time consuming as [...]]]></description>
		<wfw:commentRss>http://colmrapple.com/?feed=rss2&amp;p=135</wfw:commentRss>
		</item>
		<item>
		<title>Financial Regulator is failing to ensure that Ombudsman&#8217;s awards will always be honoured</title>
		<link>http://colmrapple.com/?p=134</link>
		<comments>http://colmrapple.com/?p=134#comments</comments>
		<pubDate>Sun, 08 Aug 2010 17:05:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Banks]]></category>

		<category><![CDATA[Consumer protection]]></category>

		<category><![CDATA[Financial regulation]]></category>

		<guid isPermaLink="false">http://colmrapple.com/?p=134</guid>
		<description><![CDATA[Colm Rapple
Irish Mail on Sunday, August 8, 2010
Some of the substantial awards made by the Financial Services Ombudsman to investors who lost money as a result of bad advice from service providers are not being paid out as a result of flaws in the regulatory system. The Ombudsman has drawn attention to the problem but [...]]]></description>
		<wfw:commentRss>http://colmrapple.com/?feed=rss2&amp;p=134</wfw:commentRss>
		</item>
		<item>
		<title>Despite our economic difficuties we are still among the richest countriesin the world</title>
		<link>http://colmrapple.com/?p=133</link>
		<comments>http://colmrapple.com/?p=133#comments</comments>
		<pubDate>Sun, 25 Jul 2010 17:02:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Economics]]></category>

		<category><![CDATA[Tax policy]]></category>

		<guid isPermaLink="false">http://colmrapple.com/?p=133</guid>
		<description><![CDATA[Colm Rapple
Irish Mail on Sunday, July 25, 2010
Each Irish child at birth is saddled with over €40,000 of debt according to one economic sound bite currently doing the rounds. The figure is a bit exaggerated, but even if true, it is meaningless when taken in isolation. It tells us little about the State of the [...]]]></description>
		<wfw:commentRss>http://colmrapple.com/?feed=rss2&amp;p=133</wfw:commentRss>
		</item>
		<item>
		<title>A property tax may not be nice but it is the fairest and best option</title>
		<link>http://colmrapple.com/?p=132</link>
		<comments>http://colmrapple.com/?p=132#comments</comments>
		<pubDate>Sat, 17 Jul 2010 17:00:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Economics]]></category>

		<category><![CDATA[Budget comment]]></category>

		<category><![CDATA[Tax policy]]></category>

		<guid isPermaLink="false">http://colmrapple.com/?p=132</guid>
		<description><![CDATA[Colm Rapple
Irish Mail on Sunday, July 17, 2010
A residential property tax, which seemed to be ruled out as a budgetary option this year, is very much back on the agenda at the Department of Finance. And so it should be. Finance minister Brian Lenihan continues to stress that there is a lot of preparatory work [...]]]></description>
		<wfw:commentRss>http://colmrapple.com/?feed=rss2&amp;p=132</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage arrears problems will only be totally solved with some form of rent-back scheme</title>
		<link>http://colmrapple.com/?p=131</link>
		<comments>http://colmrapple.com/?p=131#comments</comments>
		<pubDate>Sun, 11 Jul 2010 16:57:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[NAMA]]></category>

		<category><![CDATA[Financial regulation]]></category>

		<guid isPermaLink="false">http://colmrapple.com/?p=131</guid>
		<description><![CDATA[Colm Rapple
Irish Mail on Sunday , July 11, 2010
There wasn’t a lot of good news for struggling home-buyers in the report of the Government’s expert group on mortgage arrears issued during the week. The proposals boil down to little more than imposing a model of best practice on lenders. They are going to be told [...]]]></description>
		<wfw:commentRss>http://colmrapple.com/?feed=rss2&amp;p=131</wfw:commentRss>
		</item>
		<item>
		<title>One in five of the workforce is now signing on for social welfare benefits &#8212; economic policy should primarily be aimed at eliminating the waste and human suffering that entails</title>
		<link>http://colmrapple.com/?p=128</link>
		<comments>http://colmrapple.com/?p=128#comments</comments>
		<pubDate>Sun, 04 Jul 2010 17:02:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Economics]]></category>

		<guid isPermaLink="false">http://colmrapple.com/?p=128</guid>
		<description><![CDATA[Colm Rapple
Irish Mail on Sunday, 4th July 2010
There are 2.2 million people in the Irish labour force. One in five of them are signing on for benefit at social welfare offices. Not all of those 452,882 people are included in the official unemployment figures but if they are not fully unemployed, they are undoubtedly under-employed. [...]]]></description>
		<wfw:commentRss>http://colmrapple.com/?feed=rss2&amp;p=128</wfw:commentRss>
		</item>
		<item>
		<title>Simply providing consumers with information will never stop financial institutions from ripping off customers. Unfair terms and conditions need to be banned.</title>
		<link>http://colmrapple.com/?p=129</link>
		<comments>http://colmrapple.com/?p=129#comments</comments>
		<pubDate>Sun, 27 Jun 2010 17:02:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Consumer protection]]></category>

		<category><![CDATA[Financial regulation]]></category>

		<guid isPermaLink="false">http://colmrapple.com/?p=129</guid>
		<description><![CDATA[Colm Rapple
Irish Mail on Sunday, 27th June 2010
Urging consumers to shop around is never going to create a fair and competitive market for financial products. That plain fact has been highlighted once again by the confusion created by the EU Consumer Credit Directive that came into effect on June 11. One of its requirements is [...]]]></description>
		<wfw:commentRss>http://colmrapple.com/?feed=rss2&amp;p=129</wfw:commentRss>
		</item>
		<item>
		<title>Government approves scandalous give away of Ireland&#8217;s remaining offshore prospects</title>
		<link>http://colmrapple.com/?p=127</link>
		<comments>http://colmrapple.com/?p=127#comments</comments>
		<pubDate>Sun, 20 Jun 2010 11:34:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Offshore, the great oil and gas giveaway]]></category>

		<guid isPermaLink="false">http://colmrapple.com/?p=127</guid>
		<description><![CDATA[Colm Rapple
Irish Mail on Sunday, 20th June 2010
On a conservative estimate there could be 10 billion barrels of oil, or the equivalent in natural gas,  under the seabed off the west coast of Ireland. That’s about enough to supply all of our needs for a hundred years. But junior minister Conor Lenihan is intent on [...]]]></description>
		<wfw:commentRss>http://colmrapple.com/?feed=rss2&amp;p=127</wfw:commentRss>
		</item>
		<item>
		<title>Financial Regulator accused of treating bankers with &#8220;deference&#8221; and &#8220;diffidence&#8221; &#8212; a tendancy not uncommon among Irish regulators</title>
		<link>http://colmrapple.com/?p=130</link>
		<comments>http://colmrapple.com/?p=130#comments</comments>
		<pubDate>Sun, 13 Jun 2010 17:06:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Consumer protection]]></category>

		<category><![CDATA[Financial regulation]]></category>

		<guid isPermaLink="false">http://colmrapple.com/?p=130</guid>
		<description><![CDATA[ Colm Rapple
Irish Mail on Sunday, 13th June 2010
The Financial Regulator and his staff tended to treat bankers with both “deference” and “diffidence” according to the new Central Bank governor, Patrick Honohan. During the week he cited it as one of the prime causes of the regulatory failures that prepared the way for the collapse of [...]]]></description>
		<wfw:commentRss>http://colmrapple.com/?feed=rss2&amp;p=130</wfw:commentRss>
		</item>
		<item>
		<title>Scandalous plan to give away more of our oil and gas prospects &#8212; this time onshore</title>
		<link>http://colmrapple.com/?p=126</link>
		<comments>http://colmrapple.com/?p=126#comments</comments>
		<pubDate>Sun, 11 Apr 2010 09:55:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Offshore, the great oil and gas giveaway]]></category>

		<guid isPermaLink="false">http://colmrapple.com/?p=126</guid>
		<description><![CDATA[Colm Rapple
Irish Mail on Sunday, April 11, 2010
As Tony O’Reilly’s Providence Resources raised the hope of finding oil in Dublin Bay this week, green Minister Éamon Ryan is preparing to give away another large slice of our natural resources. And I mean, “giving away”.  He has done it before, but his plans are even more [...]]]></description>
		<wfw:commentRss>http://colmrapple.com/?feed=rss2&amp;p=126</wfw:commentRss>
		</item>
	</channel>
</rss>
